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Legal

Terms of Service

Last updated: 24 March 2026

These Terms of Service (“Terms”) govern your access to and use of the Hayil platform - including our mobile application, USSD service, and web dashboard (collectively, the “Platform”). Please read them carefully. By creating an account or using any part of the Platform, you agree to be bound by these Terms. If you do not agree, do not use the Platform.

1. About Hayil

2. Eligibility

3. Citizen Accounts

4. Office Accounts and Subscriptions

5. Prohibited Conduct

6. Content and Intellectual Property

7. Disclaimers

8. Limitation of Liability

9. Indemnification

10. Termination

11. Governing Law and Disputes

12. Changes to These Terms

13. Contact